MODERN CASH
SOLUTIONS TO
OPTIMIZE
EXCESS FUNDS.
Simplify your deposit management strategy with access to unlimited deposit protection, competitive yields, and daily liquidity.
WHO WE WORK WITH
GOVERNMENT & MUNICIPAL
ADM proudly manages over $1 billion in assets for over 150 government agencies, municipalities, and school districts.
BUSINESSES & ORGANIZATIONS
Whether you’re a team of 1 or 100, organizations of all sizes benefit from ADM’s comprehensive cash solutions.
FINANCIAL INSTITUTIONS
ADM is a stable, long-term funding partner. Providing you with an effortless solution to asset-liability planning with dependable liquidity.
WHAT WE DO
Unlimited deposit protection
Through our network of financial institutions, your cash has access to extended FDIC/NCUA insurance.
How do we manage that?
Deposits are distributed across our network of FDIC/NCUA-insured banks and credit unions, mitigating risk in case of a bank failure.
Funds have access to full insurance above $250,000.
Competitive rates of return
We partner with financial institutions nationwide to secure competitive rates of return for our clients. Our team continuously monitors market rates and provides active account management for optimal funds placement. This proactive approach maximizes the best possible returns for your cash.
Easy access to your cash
Your ADM account operates as a normal savings account. Our systems are designed to provide next-day liquidity so funds are available to withdraw based on the financial needs of your organization.
Simple, hassle-free process
ADM offers a simple, hands-off process designed to streamline your cash management. Our comprehensive services include managing funds on your behalf and providing you with a single monthly statement and a 1099-INT for easy reporting. Trust ADM to simplify your financial management, allowing you to concentrate on other priorities.
WHY CHOOSE US
Trusted since 2009
Trusted since 2009, ADM has built a national reputation as a leader in deposit management. Our team of experts brings unparalleled knowledge and experience, ensuring your funds are managed with precision and care. Clients trust us for our credibility and reliability, knowing that their cash is in capable hands.
Tailored approach
No two organizations are the same, which is why ADM takes the time to understand each organization’s unique needs and objectives. Using this information, a strategic plan is developed to optimize yield and ensure funds are available when needed.
What sets us apart from other deposit managers is our relationship with our banking partners.
With a network of over 400 exclusive financial institutions, ADM is committed to providing the safety for your funds with competitive rates.
To protect your funds, we insist on the highest standard of compliance with ongoing monitoring for all financial institutions within our network. Our financial institutions are pre-screened, pre-approved, and well-capitalized, providing the highest standards of stability and security.
Dedicated Cash Management Specialists
Whether you have questions or face an unexpected situation, our team is ready to assist you promptly and effectively. We prioritize building strong relationships with our clients, and you can count on speaking to a live person.
At ADM, personalized service and genuine human interaction are at the heart of what we do.
If you work for a financial institution and you’d like to find out more about our funding solutions programs, please see how we work with banks and credit unions.
LATEST INSIGHTS
A Brief History of the FOMC
The decisions of the Federal Open Market Committee [FOMC] influence the cost of borrowing, the rate of price increases, and even the availability of labor. These factors can either drive economic growth or hinder it ...
How Is CD Interest Compounded?
Albert Einstein called compound interest the eighth wonder of the world, and his reasoning still holds true today. Compounding allows cash to grow exponentially over time, because interest is effectively added to the ...
Business Escrow in 2025
Many companies have leveraged technology to disrupt traditional business services in the past few decades, and business escrow is no different. Modern technology has allowed for a new type of escrow agent – one that a ...
FOMC Holds Interest Rates Steady at The January Meeting
The FOMC met on January 28th and 29th to discuss updates to the economic situation and adjust the course of monetary policy. In a widely anticipated move, they held interest rates steady. While the meeting didn’t b ...
Use a CD Ladder Strategy to Upgrade Business Cash Management
Certificates of Deposit [CDs] provide some of the highest FDIC protected yields for cash investments. CDs with longer time horizons offer even greater rates of return under a normal yield curve, but they require ...
What Is The NCUA?
Most Americans are familiar with the Federal Deposit Insurance Corporation [FDIC] and the protection this agency provides. However, there is another, less well-known federal agency that provides insurance for deposits ...
