Welcome to the website of the American Deposit Management Company (“ADM”). By utilizing this website, you are agreeing to the following terms and conditions, the terms of which appear below.

General Terms of Use

Acceptance of Terms of Use

By accessing, viewing, downloading or otherwise using this website or any webpage, content or feature available through the website, or any related emails, newsletters or services (hereinafter collectively the “Services”), you signify that you have read, understand and agree to be bound by these Terms of Use. Your use of the Services may also be subject to additional terms, conditions, agreements and privacy policies of third parties providing services or content on the website.

If you do not agree with any portion of these Terms of Use you may exit the website and not continue the session or make use of any Services. However, if you continue to use the website or the Services you implicitly consent to these Terms of Use.

Privacy Policy Monitoring and Use of Personal Information

ADM’s website and firewall are subject to monitoring by ADM personnel. You expressly consent to such monitoring and are advised that any evidence that we believe to be of criminal nature may be provided to law enforcement officials.

At ADM’s sole discretion, this website may use transient, memory-resident “cookies” to link individual client browser pages to a unique client session. Cookies are invoked by using this application and expire when the browser is closed.

Some pages of this website may use Secure Sockets Layer (SSL), a security standard, to protect your personal information. This is done by encrypting the information transmitted between ADM’s server and your browser. SSL is invoked when you begin the session, resulting in a URL that starts with HTTPS://. Your browser may respond by displaying a security message that may require your attention; if so, click “continue” and proceed.

A browser able to support cookies and SSL is required. Other browsers may work but ADM has not tested them with the Services.

You must also have the necessary hardware, software, and internet connection to access the Services. ADM shall in no event be responsible for the cost of any item required to access the Services and may require alternative or additional items at any time without prior notice to you.

ADM at its sole discretion may choose to use persistent cookies intended to track traffic patterns on this website that collect data on domain name, browser type and MIME type. We reserve the right to use this information in whatever manner we wish.


The Services are not intended for users under the age of 18. By using the Services, you warrant that you are at least 18 years of age.


ADM provides no warranty, express or implied, as to the accuracy, timeliness, completeness, merchantability, fitness for any particular purpose, title, quality or non- infringement of the Services or any information contained on the website in any form or manner whatsoever.

Reproduction of Content

Except as limited by these Terms of Use, you may reproduce any information contained on ADM’s website if the reproduced information is not used for private gain. This does not apply to other websites that may be linked to or from ADM’s website, which are governed by the individual policies of the relevant providers.

Use of Trademarks

You are prohibited from using any of the marks or logos appearing throughout ADM’s website without permission from the trademark owner, except as permitted by applicable law.

Linking to this Website

If you would like to link to ADM’s website, you must follow ADM’s guidelines, which will be provided to you upon request. You may request ADM’s guidelines by emailing info@americandeposits.com or calling 414.961.6600. You may not mirror or frame the page or any other pages of ADM’s website on any other website or webpage.

Downloading Files

ADM cannot and does not guarantee or warrant that files available for downloading through the ADM website will be free of infection by software viruses or other harmful computer code, files, or programs.

Third Party Services

Software of third parties or links to third-party websites are provided on ADM’s website as a convenience to users. ADM is not responsible for any third-party software or for the content of any linked site or any link contained in a linked site, and cannot attest to the accuracy of information provided by such linked sites. You acknowledge and agree that your use of any third-party software or links is at your own risk. Linking to another website or providing third-party software from this website does not constitute or imply an endorsement or recommendation by ADM. Likewise, reference to any specific commercial product, process or service does not constitute or imply an endorsement or recommendation by ADM.


ADM is committed to making every page on its public website accessible to the widest possible audience, including people with visual disabilities using screen-reading software.

Many of the documents on ADM’s web server are in HTML and are usually accessible to screen-reading software. ADM also has a large number of documents in Adobe® Acrobat®* Portable Document Format (PDF), a type that reproduces the exact look of a printed page. PDF documents are displayed through Adobe’s free Acrobat Reader which may require additional steps to become accessible to screen readers.

PDFs found on this site may be accessible to some screen readers (except for some complex formatting, including graphics and some tables). ADM follows software developments and will endeavor to make all elements of PDF documents accessible to screen readers as such capabilities become available.

*Adobe and Acrobat are either registered trademarks or trademarks of Adobe Systems Incorporated in the United States and/or other countries.

Other Means of Obtaining Documents

If you are seeking a document that is not accessible to you through this website, and want to obtain a paper copy of it, you may submit a request by e-mail to info@americandeposits.com. A list of insured depository institutions into which funds may be placed can be found here. You may also call ADM’s Customer Service Department at 414.961.6600 between the hours of 8:00 am and 5:00 pm central time.

ADM’s website has been created to be viewed in what ADM has determined to be the most commonly used browsers. ADM has tested the website with many browser and printer combinations. However, it is impossible to test all possible configurations, and we expressly disclaim any liability related to this website’s compatibility with your browser, printer, computer, internet provider, or other hardware or software.

User Conduct

You agree to use ADM’s website only for lawful purposes. You agree not to take any action that might compromise the security of the website, render the website inaccessible to others, or otherwise cause damage to the website or its content. You agree not to add to, subtract from, or otherwise modify any content on the website, or to attempt to access any content that is not intended for you. You agree not to use the website in any manner that might interfere with the rights of third parties.

Registration, Termination, and Other Requirements

ADM may alter or eliminate Services at any time without notice.

Additional Restrictions

The following restrictions and conditions apply specifically to your use of content on ADM’s website.

  1. You agree to not engage in the use, copying, or distribution of any of the content of ADM’s website, other than expressly permitted in these Terms of Use.
  2. The website may contain links to third-party websites that are not owned or controlled by ADM. ADM has no control over, and assumes no responsibility for, the content, privacy policies or practices of any such websites.
  3. You agree to waive, and hereby do waive, any legal or equitable rights or remedies you have or may have against ADM with respect to third-party websites or content, and agree to indemnify and hold ADM and its officers, employees and agents harmless to the fullest extent allowed by law regarding all matters related to your use of the Services.

ADM may refer any suspected fraudulent, abusive or illegal activity to appropriate law enforcement authorities. These remedies are in addition to any other remedies ADM may have at law or in equity.

Changes to Terms of Use

Only ADM may amend these Terms of Use, and ADM reserves the right to update, modify or change them from time to time without notice. You understand and agree that your continued use of the Services, including ADM’s website, after the date on which these Terms of Use have changed constitutes your acceptance of the new Terms of Use. If a modification is unacceptable to you, you may terminate your agreement by ceasing to use the Services.

Release and Waiver

To the maximum extent permitted by law, you hereby release and waive all claims against ADM, and its officers, agents, and employees from any and all liability for claims, damages, costs and expenses (including litigation costs and attorney’s fees) of every kind and nature, arising from or in any way related to your use of the Services. You understand that any fact relating to any matter covered by this release may be found to be other than now believed to be true, and you accept and assume the risk of such possible differences in fact. In addition, you expressly waive and relinquish, to the maximum extent permitted by law, any and all rights and benefits which you may have under any other state or federal statute or common law principle of similar effect.

Invalidity of Specific Terms

If any provision of these Terms of Use is found by a court of competent jurisdiction to be invalid, you agree that the other provisions remain in full force and effect.

Location of Lawsuit and Choice of Law

These Terms of Use and the relationship between you and ADM is to be construed and enforced in accordance with the federal law of the United States and, in the absence of controlling federal law, with the laws of the State of Wisconsin. The exclusive jurisdiction for any legal action or proceeding regarding these Terms of Use shall be the United States district court located in Milwaukee, Wisconsin, and you agree to irrevocably submit to the jurisdiction and venue of that court in any such action or proceeding.

Entire Agreement; No Waiver

These Terms of Use constitute the entire agreement of the parties with respect to the subject matter hereof. No waiver by ADM of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.