Deposit Management Made Easy

Yield. Safety. Liquidity.

We offer two products to match your unique cash investment requirements and allow you to make the most of your company cash.

A chart comparing the features of AMMA™ and CD-Term investment products. Both products offer full FDIC / NCUA insurance, the ability to keep your banking relationship, one monthly statement, and one 1099-INT. AMMA™ also offers next-day liquidity whereas CD-Term investments do not.

Looking to Maximize Yield?

Contact us today at info@americandeposits.com to learn how to maximize your interest. Full FDIC/NCUA coverage may not apply.

As Simple As…

A chart comparing the features of AMMA™ and CD-Term investment products. Both products offer full FDIC / NCUA insurance, the ability to keep your banking relationship, one monthly statement, and one 1099-INT. AMMA™ also offers next-day liquidity whereas CD-Term investments do not.

Other services we offer clients to make managing your money easier on you.

Settlement and escrow represented by an icon of two people shaking hands.

Settlement & Escrow

We simplify the complexity of Qualified Settlement Fund administration and ensure that all parties retain the benefits of this structure. Utilize all our services, or selectively collaborate with us as needed.

Bond proceed management represented by an icon of a bar graph trending upward.

Bond Proceeds

We actively manage your cash every day so you don’t have to. If you have a spend-down schedule, we’ll take that into consideration when depositing your funds so you get the best return possible.

Bank partnerships represented by an icon of a bank.

Bank Partners

We work with over 500+ well-capitalized Financial Institutions across the country. Are you a bank or credit union interested in becoming a member of our exclusive network?

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Vendor Payments

Leverage our cash management expertise to ensure vendor contracts are administered effectively and payments are made accurately and timely.

Money market accounts and Certificates of Deposit satisfy the Federal Deposit Insurance Corporation’s (FDIC)’s and National Credit Union Association’s (NCUA) requirements for agency pass-through deposit insurance coverage. Program and custodial banks are not affiliated with ADM and are not responsible for, and do not guarantee the products, services or performance of third-party providers. ADM is not a member of the FDIC or NCUA, but the banks and credit unions where your money is deposited are FDIC and NCUA members.