Business Deposits

FDIC insurance provides a level of protection for business cash, but how does it work and what are the limitations?

Effective cash flow management helps businesses survive during economic turmoil and thrive during periods of prosperity.

Money market accounts can help businesses earn higher returns than checking accounts without sacrificing FDIC insurance.

Periodic turmoil in the banking sector highlights the need for businesses to protect their deposits from bank failure.

When a bank fails, the FDIC steps in to make depositors whole. But businesses with more than the FDIC limit could be at risk.

Money market investments have solved problems facing investors for more than fifty years. Now, a new type of money market exists.

Corporate deposits are declining, but banks and credit unions can supplement their liquidity by partnering with a fintech provider.

Businesses could earn more on their deposits as rates rise. However, the link between the Fed funds rate and deposit rates is nuanced.

Money markets are popular investment vehicles for business cash reserves. With fintech, businesses may have a better option.

While FDIC insurance is typically enough for individual depositors, some businesses with lots of cash on hand may be taking on unnecessary risk.