BUSINESSES & ORGANIZATIONS
Modern cash solutions designed to simplify the management of excess cash, mitigate risk, and maximize yield.
Safety and simplicity
Keeping excess cash safe should be of utmost importance.
If cash balances exceed $250,000, you can open multiple accounts to protect balances, OR you could manage funds all in one place, greatly minimizing the workload associated with multiple accounts.
With our exclusive network of over 400 financial institutions, your organization’s cash can benefit from access to full FDIC/NCUA insurance. The secure portal gives you easy access to view all accounts and balances in one place, with just one monthly statement and one 1099-INT to streamline your financial management.
Our program is designed to make managing funds efficient and straightforward, without unnecessary steps, making it easy for you to achieve your company’s cash objectives with less effort.
Through our strong institutional relationships, we provide competitive rates to optimize your returns. Our performance team monitors your account regularly, ensuring that funds are allocated to the best option to secure optimal rates of return.
GET STARTED IN 3 EASY STEPS
Reach Out
We’d love to talk to you to discuss your objectives and cash management needs.
Afterward we will send you an account application link.
Open An Account
Apply online. Typically, accounts are opened on the same business day. Wire or ACH cash to fund your new account.
View Account(s)
Actively view and manage your account(s) in one location. The portal is available 24/7 and provides real-time data.
WHO DO WE WORK WITH?
Our work spans all industries and sectors. We work with both non-profit and for-profit organizations. Whether your goals are driven by profit or purpose, we help you stay focused on what truly matters by managing the complexities of cash flow for you. Our streamlined processes, transparent communication, and intuitive systems reduce the workload on your end, allowing you to prioritize your mission while we handle the rest.
FOR PROFIT
NOT-FOR-PROFIT
ESCROW
FAQS
You’ll probably have questions. We’ve answered a few of them below, but you’re always welcome to pick up the phone and have a chat with us. Feel free to get in touch if you have further questions, or if you’d just like more information.
Do we have to open different bank accounts?
No. You open one ADM account. We take care of the rest.
What will my monthly statement look like?
You will receive a consolidated monthly statement showing balances, where funds are held, interest earned, and CDs (if applicable). These will be made available on the 5th business day of each month.
How do I move forward with opening an account?
Complete the new account received after your onboarding call to begin. Once we’ve received your forms, we can usually open your account the next business day. As soon as your account is open, you can transfer funds into your ADM account from your operating bank.
How do I fund my account?
Our onboarding process is quick and easy and allows you to fund your account from your operating bank account.
What types of investments do you provide?
Our investments include (i) liquid accounts (AMMA™) and (ii) Certificates of Deposit (CDs)
Is there a minimum balance requirement?
No. There is no minimum balance requirement to work with ADM. However, the average monthly balance for your liquid account (AMMA™) must be greater than $25,000 to earn interest.
Is ADM regulated?
Yes – ADM is a registered Municipal Advisor with the Municipal Securities Rulemaking Board (MSRB), which is governed by the US Securities & Exchange Commission (SEC).
If you work for a financial institution and you’d like to find out more about our funding solutions programs, please see how we work with banks and credit unions.
