The chart below has the current ranges we are seeing on different term CD rates. To view all available CDs, rates, and terms, please click here.

* List above does not show all rates and terms available. Please contact reference our full list here to see all rates and placements available. However, CDs listed may be full or unavailable at the time you purchase.

Filling out the form below will serve as your request to open the following CDs:

¹Actual ADM network bank rates as of 4/19/2024. Clients’ ability to obtain highest rates may be subject to restrictions and limitations. Rates and availability subject to change. Maximum deposit of $245,000 per placement. Exclusions may apply. Gross rates do not reflect CD placement fee.

You may be subject to an early withdrawal penalty assessed by the financial institution. If the financial institution consents to the request for withdrawal, you agree to pay the penalty determined by the financial institution. You also acknowledge that the penalty is separate from any fees charged by ADM in connection with the placement of the CD and the penalty may decrease your principal balance depending on the terms and conditions of the account.

Money market accounts and Certificates of Deposit satisfy the Federal Deposit Insurance Corporation’s (FDIC)’s and National Credit Union Association’s (NCUA) requirements for agency pass-through deposit insurance coverage. Program and custodial banks are not affiliated with ADM and are not responsible for, and do not guarantee the products, services or performance of third-party providers. ADM is not a member of the FDIC or NCUA, but the banks and credit unions where your money is deposited are FDIC and NCUA members. By submitting this request you are authorizing ADM to open CDs on behalf of the client. If a specific CD rate is unavailable at the time of request, ADM is authorized to open another CD within 10 points of the rate requested.