ADM News
ADM In The News
January 21, 2021
American Deposits Management CEO, Kelly Brown, discusses with Fox6 News how to ensure your stimulus money is safe.
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Insights
Fintech is Filling in Gaps Created by the Pandemic
January 19, 2021
The pandemic disrupted the economy, creating gaps in many traditional business processes. Fintech has been filling those gaps.
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Insights
How Effective Cash Management is Helping Businesses Through the Pandemic
January 12, 2021
Effective Cash Management is critical to long-term business success, but it has been especially helpful for businesses during this pandemic.
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Insights
Making the Most of a Low Interest Rate Environment
December 31, 2020
The Fed seems to have committed to their ultra-low interest future, so how can you best position your company for this environment?
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Insights
The Unconventional Holiday Season is Underway
December 15, 2020
This year has been unconventional in many ways, but it’s almost complete. Please accept a message of thanks from our team at ADM!
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Insights
Property Managers: New Year – New Cash Management Plan
December 9, 2020
A new year means it’s time to take stock of your property management business, and it’s time to ask: Is your reserve cash working for you?
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Insights
What to Expect for Interest Rates in 2021?
November 13, 2020
While interest rates are likely to stay low for a while, there are a few key metrics to watch as the economy slugs through the pandemic.
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Insights
ADM Honored as One of Milwaukee’s Best Places to Work
November 4, 2020
The Milwaukee Business Journal has honored The American Deposit Management Co. as one of Milwaukee’s Best Places to Work in 2020.
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Insights
Avoiding Fraud: Corporate Phishing Attacks
October 26, 2020
Phishing is a technique used by hackers to gain unauthorized access to corporate data. Educate your team, so they can identify these attacks.
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Insights
What is Fintech – Financial Technology?
September 29, 2020
What is fintech? Fintech is short for financial technology, and here’s how these innovations are impacting the global economy.
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Insights
What Does Inflation Mean for Business Cash Reserves?
September 18, 2020
The Fed recently changed course to allow for inflation above 2%, but how does a weaker dollar impact business cash reserves?
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Insights
The Importance of Business Cash Flow Management
September 14, 2020
Businesses need effective cash flow management to survive unexpected economic stress. The growing list of bankruptcies in 2020 is proof.
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Insights
3 Industries That Benefit from Business Escrow During a Pandemic
August 26, 2020
COVID-19 is shaking up business activity and increasing uncertainty everywhere. Businesses can leverage escrow to mitigate risk created by the pandemic.
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Insights
Investing Excess Business Cash
August 20, 2020
In today’s economic climate, cash reserves are a must. But how can a company make sure those returns are safe, liquid and earning a competitive return?
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Insights
Enhanced Business Banking with AMMA™️
August 14, 2020
With rates so low, finding a safe and productive investment for reserve cash is challenging. Enhancing your business banking with AMMA™ makes it easy.
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Insights
Interest Rate Update – July 2020
August 5, 2020
The Fed released minutes from their June meeting. These notes provided insights into how the board views the direction of the economy and interest rates.
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Insights
How Banks Benefit from Partnering with ADM
July 22, 2020
When banks partner with ADM, there are many advantages, including access to additional deposits at lower costs, made possible by our proprietary fintech.
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Insights
FDIC Insurance Limits in 2020
July 9, 2020
Individuals and businesses with more than the FDIC limit in a single bank could be at risk, but there are ways to extend FDIC insurance beyond the limits.
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Podcasts
Credit Ecosystem To Go
July 6, 2020
While banks may now be “depositors” with excess PPP Funds and savings at an all-time high, it’s a temporary scenario. Kelly Brown, a national expert on cash management and bank liquidity, stops by Credit “Eco” to Go to discuss ways banks and companies can manage their money in these times of uncertainty and “fear of the unknown”. Kelly describes it like a dating game, but hear how to she connects banks with one another to solve their liquidity issues.
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Insights
Poor COVID-19 Support Leads Companies to Change Banks
July 1, 2020
Financial stress struck many companies swiftly and without warning due to COVID-19. Those banks who were not responsive may soon feel the repercussions.
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Insights
Business Cash Management for the Long and Short-Term
June 24, 2020
Developing a cash management plan for the short-term and for the long-term can help your business weather the next disaster or economic downturn.
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Insights
How Businesses Are Responding to COVID-19
June 17, 2020
The COVID-19 Pandemic has created a “new normal” for many businesses. What changes are companies implementing to adjust to this uncertain economic climate?
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Insights
Benefits of Extending FDIC Limits with Marketplace Banking™
June 10, 2020
When your business has more than $250k to protect, don’t rule out the FDIC. The FDIC has limits, but fintech has simplified extending those limits.
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Insights
June 2020 FOMC and Interest Rates Update
June 4, 2020
The Fed is exhausting all possible options to prop up a socially distant economy. Rates are already at historic lows, so what should we expect this month?
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Insights
Business Escrow in 2020
May 29, 2020
Business escrow has been around for a long time. However, with the advent of financial technology, or fintech, traditional escrow methods have been disrupted.
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Podcasts
Ensure Your Deposits Are Protected
May 28, 2020
Our Chairman and CEO, Kelly A. Brown, talks with Jeff Kowal of Kowal Investment Group on WISN The Retirement Clinic about how to be proactive with your retirement plans, savings accounts, investments, and personal accounts during this uncertain time. Listen to learn more about extended FDIC coverage and why creating a strong bank relationship is important to protect your hard earned dollars.
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Insights
Insured Cash Sweep (ICS) vs AMMA™
May 27, 2020
What is insured cash sweep [ICS], and how does it work? ICS offers a way to achieve FDIC coverage for large sums of cash, but there are some limitations.
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Insights
What is CDARS
May 19, 2020
CDARS is short for Certificate of Deposit Account Registry Service. It can help you achieve FDIC coverage above standard limits, but there are drawbacks.
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Insights
History and Timeline of Changes to FDIC Coverage Limits
May 11, 2020
The FDIC was established in 1933 to combat the impacts of the Great Depression. Since then, FDIC coverage limits have been adjusted several times.
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Insights
Cash Management Resource Guide for Business
April 22, 2020
Whether you are new to business cash management or have decades of experience, there’s always more to learn in this age of rapid technological advancement.
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Insights
A Brief History of U.S. Bank Failures
April 20, 2020
Bank failures are not uncommon during times of economic stress. Will COVID-19 create another barrage of bank collapses in the United States?
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Insights
How Fintech is Changing Church Management
April 10, 2020
Churches have finite cash and limited resources, but no shortage of good things to accomplish. Fintech can help your church do more with those resources.
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Insights
FDIC Insurance for Business Accounts
April 1, 2020
FDIC insurance covers deposits for individuals of up to $250k per depositor, per bank. But how does FDIC insurance work to protect business accounts?
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Insights
What is a CD Ladder?
March 25, 2020
CD ladders take advantage of higher interest rates of long-term CD’s while maintaining the liquidity of shorter-term investments.
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Insights
Who is Responsible for Financial Oversight in Religious Organizations?
March 20, 2020
Financial oversight is critical to managing any organization. However, many church administrators aren’t clear on who is responsible for these activities.
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ADM News
An Open Letter to Our Clients from Our CEO
March 18, 2020
My thoughts and prayers are with you and your loved ones during these uncertain times. We continue to monitor this situation closely.
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Insights
Federal Reserve Drops Rates to Zero
Fed officials dropped interest rates to zero and pledged to purchase at least $700 million in securities. What more can they do to support the economy?
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Insights
March FOMC Meeting and Coronavirus (COVID-19) Impact on Interest Rates
March 11, 2020
Following an emergency rate cut to combat the impact of Coronavirus (COVID-19), markets predict the Fed will slice rates further. Will they follow through?
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ADM News
For the 6th Straight Year, ADM Named in Milwaukee’s “Best and Brightest Companies to Work For”
February 24, 2020
ADM wins this award for the 6th straight year! We are truly honored to be one of “Milwaukee’s Best and Brightest Companies to Work For.”
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Insights
Resource Guide for Property Managers
February 17, 2020
Whether you’re new to property management or have been around the block for a while, there’s always more to learn in this age of technological advancement.
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Insights
January Fed Meeting: Reaction, Expectations
January 31, 2020
An uncharacteristically normal FOMC meeting took place last week. Although interest rates remained unchanged, their policy statement did not.
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Insights
What to expect from the Fed later this week?
January 29, 2020
Manufacturing and inflation remain low as the Fed works to determine the course of monetary policy following a pause to rate cuts last meeting.
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Insights
Business Escrow: The MOST FDIC protection and the MOST return
January 24, 2020
If you’re not working with ADM, you’re not getting the MOST competitive return and the MOST FDIC protection for your escrow cash.
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ADM News
ADM is bringing you the MOST in 2020
January 17, 2020
It’s a new year and the beginning of a new decade. Here’s a few things we hope to accomplish for our team and our clients in 2020 and beyond.
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Insights
2020 Interest Rate and Economic Outlook
January 6, 2020
Last year brought us a strong stock market, falling interest rates and growing economic uncertainty. What can you expect the U.S. economy in 2020?
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Insights
December Fed Meeting: What’s next?
December 13, 2019
The Fed met investors expectations and left interest rates unchanged, but what will it take for them to move again?
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Insights
What to Expect on Interest Rates at the December Fed Meeting?
December 6, 2019
After three straight interest rate cuts it seems likely that the Federal Reserve is hitting the brakes on further easing. But what can you expect next?
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ADM News
Thanksgiving 2019 is in the books!
November 29, 2019
The 2019 edition of the Thanksgiving Holiday is in the books, and it was a great one. As is tradition, we saw parades, enjoyed some incredible food, and witnessed some insanity on the gridiron. For some of you, today might mean battling for a deal at your local department store or enjoying those leftover turkey… Read more »
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Insights
Idle Cash Equals Lost Profits for Property Managers
November 25, 2019
Property managers with idle reserve funds are missing out on profits. Learn how deposit management can maximize the value of your reserve cash.
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Insights
Property Managers: How to Get Better Returns on Your Reserves
November 18, 2019
It’s critical to maintain cash reserves in case of an emergency at one of your properties. But, are you getting the most competitive returns on your reserves?
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Insights
Business Escrow Accounts: Know the Differences
November 8, 2019
Business escrow accounts are often needed for large, complex or risky transactions. Here’s what you should know before you enlist a business escrow company.
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Insights
The Fed Cuts Rates. What’s Next?
November 4, 2019
The past week delivered a great deal of news on the U.S. economy. Many important economic indicators were released, and The Fed cut interest rates.
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Insights
What to Expect at the October FOMC Meeting?
October 25, 2019
The Federal Reserve has begun its quiet period prior to the October FOMC meeting. There is a split within the committee on whether they should cut interest rates further.
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Insights
How To Manage Your Business’s Excess Cash & Liquidity
October 10, 2019
Managing excess cash and liquidity in your business can be a full-time job, especially if you are working to get the most competitive return on your cash. A poll of 3,000 companies at the end of 2018 reported that these organizations had approximately $2.7 trillion in cash on hand. That is an astronomical number, especially… Read more »
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Insights
Federal Reserve Cuts Rates as Expected at September Meeting
September 25, 2019
As anticipated, the Federal Reserve Board cut rates at the September meeting by 25 basis points to a new target range of 1.75-2.00%.
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ADM News
ADM Honored as One of the ‘Fastest 5’ by COSBE
September 24, 2019
The American Deposit Management Co. is part of the “Fastest Five” which are the top 5 highest growth companies out of the Future 50 presented by COSBE.
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Insights
September Fed Meeting: What should you expect?
September 18, 2019
The Federal Reserve is meeting to make their policy rate decision. In today’s article, we discuss expectations for the direction of interest rates.
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Insights
Will the Fed Cut Interest Rates at the Next Meeting?
September 3, 2019
Fed Chairman Powell speaks at Jackson Hole at the Federal Reserve’s annual symposium. Did we get an indication of where rates are heading?
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Events
ADM Sponsors WBA Golf Outing with Former Packer Mark Tauscher
August 26, 2019
The Wisconsin Bankers Association Golf Outing was held on August 15th. ADM sponsored the guest speaker, Former Packer Mark Tauscher, and the event was a success!
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Insights
How To Effectively Manage Church Funds
August 19, 2019
Gathering donations is only half of the equation when it comes to managing your congregation’s giving. To take the next step, consider deposit management.
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Insights
Federal Reserve Board Cuts Rates, Creates Uncertainty
August 5, 2019
The Fed’s decision to cut rates was far from unexpected, but there were still some surprises in Chairman Jerome Powell’s remarks.
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Insights
Church Management Software Often Ignores Deposit Management
August 2, 2019
Church Management Software is critical to operating a successful congregation, but these systems routinely ignore deposit management.
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Events
Future 50 Award Luncheon
July 23, 2019
ADM has been named a 2019 Future 50 company by the Metropolitan Milwaukee Association of Commerce’s Council of Small Business Executives (COSBE).
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Insights
How to Open an Escrow Account for Business
July 15, 2019
Businesses need escrow accounts for a multitude of reasons. In this article, we explain the details of how to open an escrow account for business.
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Insights
Analysis: How Would Declining Interest Rates Impact Your Business?
June 26, 2019
Many experts believe that interest rates have plateaued for the time being, and some are expecting that rates may soon drop. Why is this happening, and how will it impact your business?
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Events
Bankers, Beer & Bags – June 27, 2019
June 19, 2019
Spend an afternoon networking, sampling great craft beer, eating great food and throwing bags at the ADM Headquarters on June 27th from 4-8 p.m. Bring your CEO, CFO, Treasury Professionals & Commercial Lenders! RSVP to info@americandeposits.com and we hope to see you there!
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Insights
Fintech Can Help Your Church Prevent Fraud
May 24, 2019
Church funds can be particularly vulnerable to fraud and theft. But there are ways to protect your church from both, with deposit management and vendor payment processing.
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Insights
How to Grow Your Church’s Fund through Deposit Management
May 20, 2019
There is a way to grow your church’s excess funds without raising extra cash. The solution is deposit management.
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Insights
Idle Funds are Costing Religious Organizations Big Money
April 26, 2019
Here’s how unused funds could affect your church and what you can do to maximize your ministry’s financial strength through deposit management.
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Insights
What do rising interest rates mean for your business?
April 16, 2019
Rising interest rates present both challenges and opportunities for businesses of all sizes. Here’s what you need to know to make the most of higher rates.
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Insights
Corporate Fraud: How to Identify, Address and Prevent
April 12, 2019
Fraud is a very real problem in today’s corporate environment. We tend to hear about it only when it impacts the end user — when customer accounts are hacked, for example, or valuable personal data is stolen. But internal fraud can be crippling to a business. Some estimates suggest it costs large corporations in the… Read more »
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Insights
How to Spot an Internal Thief
April 8, 2019
Internal theft can deal a crushing blow to any business. Here’s how to recognize it, stop it and take steps to prevent it from happening in the future.
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Insights
Why don’t banks pay the highest rates?
April 5, 2019
Why don’t banks pay the highest rates? In short, it’s complicated. The good news? There is a way to find competitive rates while keeping your money safe.
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Insights
Fintech is Changing How We Make Payments: Here’s How…
March 15, 2019
Financial technology is changing payments as we know them. Here’s how to make your business payments more efficient — and keep your money secure in the process.
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Insights
Escrow Accounts for Business Transactions
March 8, 2019
Escrow services for business are beneficial for a range of transactions. Chances are, your business will need escrow at some point, and not all are created equal.
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Insights
Unhappy with your bank’s business deposit rates? We have a solution.
March 1, 2019
Thinking about switching banks? Hold that thought. There’s a way to maintain your existing bank relationship while earning more competitive returns. Here’s how.
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Insights
How does FDIC insurance work anyway?
February 22, 2019
FDIC insurance is protection you know need to ensure your corporate cash is safe. But, how does it actually work?
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Insights
Is my corporate cash safe?
February 15, 2019
Your business has extra cash on hand. Good. That means you’re prepared for whatever might come your way. Now the question is, how do you keep that cash safe?
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Insights
The Physics Problem Plaguing the World of Finance
February 13, 2019
Earlier this month, the Wall Street Journal’s “Intelligent Investor” columnist introduced a vexing problem in the world of finance: inertia.
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ADM News
ADM named one of Milwaukee’s ‘Best and Brightest Companies to Work for’
February 8, 2019
There are a lot of awards in the world of business, but for us, this one is particularly powerful. ADM wins the award for the 5th straight year.
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Insights
Your company is repatriating money. Now what?
Looking to bring your foreign profits home? Here’s how your company can put that repatriated cash to good use.
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Insights
How to Put Your Corporation’s Tax Funds to Work
February 1, 2019
Your business has saved diligently for taxes. Here’s how to keep those funds working for you before they head out the door for good?
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Podcasts
Five Ways Community Banks Can Increase Deposits
January 26, 2019
In this brief episode we cut through the politically correct language and talk directly to bankers that really want to make serious changes in how they gather deposits.
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Insights
Why Companies Shouldn’t Delay Repatriation of Foreign Profits
January 25, 2019
U.S. companies have historically stored billions of dollars abroad to avoid high taxes. But, now is the perfect time to repatriate those funds. Here’s why.
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Insights
Five Ways Community Banks Can Find New Depositors
January 18, 2019
ADM provides a simple way for community banks to find new deposits by leveraging technology and a vast network of businesses leaders. In this article, we’ve detailed a total of 5 ways community banks can land more deposits.
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Podcasts
Three Tips for Tax Deposits
January 13, 2019
Today we discuss three great tips for public and private entities that earmark funds for taxes.
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Podcasts
Smarter Cash #001
January 12, 2019
A discussion on bond proceeds and how to maximize your returns.
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Insights
Referendum Funds: How to Maximize and Protect
January 11, 2019
Do you have the manpower necessary to manage your newly acquired referendum funds? In this article we explore the challenges with managing bond proceeds.
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Insights
Community Banks Need To Go Digital. Here’s Why.
November 9, 2018
Community banks that don’t go digital will struggle in the new digital economy. Here’s why.
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Insights
How Will the GDPR Affect Your Bank?
September 24, 2018
Europe’s new data privacy law, commonly known as the GDPR will have an effect on US banks. Here’s what you need to know.
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Insights
Why Community Banks Should Bank Beyond Their Backyard
September 10, 2018
With technological advances, banking is changing and community banks need to look beyond their backyard to protect their business.
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Insights
FDIC for Business: A Brief History
September 3, 2018
Your business is making money. It’s your job to protect it. Where can you turn for protected deposits when you have cash on the sidelines? The FDIC is one option. But it’s limited to $250k, right?
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Insights
Could Certificates of Deposit be an Asset to Your Company?
August 27, 2018
Certificates of deposit are accounts where you invest your funds for a fixed term. CDs often have higher interest rates, but you are penalized if you take your funds out early. Discover if they’re the right fit for your company.
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Insights
3 Important Reasons to Diversify Your Company’s Deposits
August 17, 2018
Companies and municipalities need to diversify their deposits to protect their funds, build relationships, and prevent fraud
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Insights
Escrow 101: What Businesses Need to Know
August 13, 2018
If you’ve bought or sold property at any point in your life, you’ve probably heard the term “escrow” thrown around. But, what exactly is “escrow”?
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ADM News
Thanks to Our Summer 2018 Interns
August 9, 2018
We as a firm are thankful for our wonderful summer interns. Today’s interns, tomorrow’s leaders.
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Insights
What FDIC Insurance Means for Your Savings
August 3, 2018
The FDIC protects corporate deposits against bank solvency. But are you fully covered?
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Insights
What You Need To Know About A Rising Rate Environment
May 31, 2018
In a rising interest rate economy, company and municipal depositors need to take action to protect their investments. Here are a few things to think about when planning your deposits in the current interest rate environment.
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Insights
Fintech is Changing Banking. Here’s What Banks Need to Know
Disruptive fintech startups are changing the way we bank and shaking up the banking industry. Here are some things that banks need to do to stay competitive.
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Insights
What You Need To Know About AI’s Role In The Economy
May 4, 2018
Like it or not, AI is now deeply embedded in the economy. That means really big changes are sweeping how financial institutions handle everything from data to products to investments.
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ADM News
The Nuts & Bolts of What We Do
March 20, 2018
CFOs and Chief Investment Officers are faced with finding places to safely manage their cash portfolio and get a great return in that investment. What our firm does is take large deposits and we invest that into a network of FDIC insured banks so that the money is all FDIC insured.
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