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Insights

September 5, 2024

Interest rate cuts are good for many aspects of business, but there are also negative implications you need to consider.

Insights

August 28, 2024

A successful liquidity management plan allows companies to meet short-term obligations while optimizing long-term returns.

Insights

August 21, 2024

Property management reserve funds must remain safe and accessible. With modern cash solutions, they can also earn interest.

Insights

August 14, 2024

The FDIC released key information about the banking industry including higher net income, deposits, and unrealized losses in Q1.

Insights

August 7, 2024

Devastating bank failures are common in U.S. history, but government action has significantly reduced the risk of losses.

Insights

July 31, 2024

The FOMC voted to hold interest rates steady at July’s meeting – marking the eighth consecutive meeting with no rate change.

Insights

July 26, 2024

Presidential elections impact many aspects of the American economy, but do they influence the Fed’s monetary policy decisions?

Insights

July 23, 2024

Paper checks cost more than many cash managers believe when considering time spent, interest forfeited, and the risk of fraud.

Insights

July 12, 2024

Both Money Market Accounts and Mutual Funds preserve liquidity for business cash, but the protection they offer differs.

Insights

July 10, 2024

This guide provides an overview of FDIC insurance for business and resources to answer common questions about deposit protection.

Insights

June 26, 2024

Deposit management services from ADM help businesses optimize returns on cash reserves without sacrificing safety or liquidity.

Insights

June 19, 2024

Price stability is one of the top priorities for the Fed today, but the level of inflation they deem acceptable has changed over time.

Insights

June 13, 2024

The FOMC held interest rates steady in June and released updated economic projections that signal a longer recovery ahead.

Insights

June 5, 2024

Escrow services for business are critical for large, lengthy, and complicated transactions, but not all agents are created equal.

Insights

May 29, 2024

The Federal Deposit Insurance Corporation [FDIC] insures business cash invested in covered account types at member banks.

Insights

May 22, 2024

The collapse of Republic First Bank revived many of the concerns that plagued the banking industry in 2023.

Insights

May 15, 2024

Unlike other types of insurance, businesses don’t pay premiums to have their deposits protected by the FDIC.

Insights

May 9, 2024

Organizations should understand the key differences between CDs and Treasuries before committing to a long-term investment.

Insights

May 2, 2024

At the April 30th – May 1st meeting, the FOMC voted to hold the Fed Funds Rate steady and slow the pace of balance sheet runoff.

Insights

April 24, 2024

CDs often offer higher returns and less liquidity than traditional deposit accounts, but how does their safety compare?

Insights

April 17, 2024

Business escrow services reduce risk in large, lengthy, and complex transactions like commercial real estate purchases and sales.

Insights

April 11, 2024

The FDIC has been integral to protecting funds in American banks, but why was federal deposit insurance necessary?

Insights

April 4, 2024

The new FinCEN ‘beneficial ownership information’ database will help financial institutions complete comprehensive due diligence.

Insights

March 27, 2024

Business leaders know they need escrow during risky transactions, but often don’t know where to begin with opening an account.

Insights

March 21, 2024

At the March FOMC meeting, participants held interest rates steady and released updated projections for the future of the economy.

Insights

March 13, 2024

Last year’s banking turmoil reignited a debate about how unrealized losses at banks are reported to investors and depositors.

Insights

March 7, 2024

FDIC insurance covers deposits for individuals up to $250k per ownership category, but how does it protect business accounts?

Insights

March 5, 2024

The Federal Reserve recently announced that they will stop granting new loans under the Bank Term Funding Program on March 11.

Insights

February 28, 2024

With interest rates slated to fall this year, it’s a good time for cash managers to consider locking in high yields for cash.

Insights

February 22, 2024

The American Deposit Management Co. helps school districts achieve safety for bond proceeds along with a host of other benefits.

Insights

February 14, 2024

Even experienced property managers can gain a competitive edge with these resources and the latest technology.

Insights

February 7, 2024

Nonprofit organizations can use these five strategies to continue funding their mission even when donations are declining.

Insights

February 2, 2024

FOMC members voted to hold the Fed Funds Rate steady in January and provided new insight into the timing of rate adjustments.

Insights

January 24, 2024

Deposit rates at banks can vary widely across the U.S. Businesses that understand why can achieve above average returns on cash.

Insights

January 17, 2024

Business escrow is not a new concept, but modern fintech has disrupted the industry and enhanced traditional escrow methods.

Insights

January 10, 2024

Studying the Fed’s actions during past interest rate tightening cycles can help predict when interest rates will fall this time.

Insights

January 3, 2024

Businesses with more than $250k in a single bank are taking unnecessary risk, but there is an easy way to protect all deposits.

Insights

December 27, 2023

Fintech is short for financial technology. This industry has a longer – and more interesting – history than many people know.

Insights

December 21, 2023

Deposit yields have risen rapidly over the past two years and businesses could continue to see additional income in 2024.

Insights

December 14, 2023

FOMC members voted on the future of monetary policy at the December meeting and released updated forecasts for the economy.

Insights

December 6, 2023

Bank failures in 2023 reignited the conversation about bank safety and left many companies wondering when the danger would pass.

Insights

November 29, 2023

To remain successful, business leaders must tailor their strategy to account for developments in the economy and interest rates.

Insights

November 22, 2023

Escrow services allow for an unbiased third party to protect businesses conducting large, lengthy, or complex transactions.

Insights

November 16, 2023

Municipalities no longer have to choose between earning a competitive return and maintaining easy access to tax revenue.

Insights

November 9, 2023

The American Deposit Management Co. helps equipment dealers manage their cash and secure protection during risky transactions.

Insights

November 2, 2023

The FOMC met on October 31st and November 1st to discuss the state of the economy and determine the future of monetary policy.

Insights

October 26, 2023

Business cash yields vary based on many factors. Certain dynamics also make it possible for firms to earn above-average returns.

Insights

October 18, 2023

The FDIC launched a campaign called ‘Know Your Risk. Protect Your Money.’ to increase public awareness of deposit insurance.

Insights

October 11, 2023

These solutions to common property management challenges can help your firm improve customer service and drive profitability.

Insights

October 4, 2023

Deposits at both credit unions and banks are insured by government agencies – the FDIC for banks and the NCUA for credit unions.

Insights

September 27, 2023

The end of the year is a good time to review your company’s cash management plan and implement strategies to improve it.

Insights

September 21, 2023

The FOMC met this week to discuss the future of interest rates. Committee members also released updated economic projections.

Insights

September 13, 2023

As the Fed continues to implement a quantitative tightening program, businesses should understand the possible implications.

Insights

September 6, 2023

Union officers have a fiduciary duty to protect the organization’s assets and make financial decisions that benefit members.

Insights

August 30, 2023

FDIC insurance provides a level of protection for business cash, but how does it work and what are the limitations?

Insights

August 23, 2023

Bank deposit levels have fallen for 4 straight quarters which could signal increased bank needs and higher returns for businesses.

Insights

August 18, 2023

Effective cash flow management is critical to business success, so be sure your organization avoids these 7 common mistakes.

Insights

August 10, 2023

The Fed funds rate impacts most of the country’s interest rates including loans, bonds, and, indirectly, bank CD yields.

Insights

August 2, 2023

For a successful cash management plan, businesses need safety in the form of FDIC insurance and liquidity to match their needs.

Insights

July 27, 2023

At the July meeting, FOMC members voted to raise the Fed funds rate once again – bringing it to the highest level since 2001.

Insights

July 21, 2023

With high-net-worth clients holding more cash, RIAs are leveraging ADM’s fintech to achieve simplicity, safety, and returns.

Insights

July 12, 2023

Effective cash flow management helps businesses survive during economic turmoil and thrive during periods of prosperity.

Insights

June 21, 2023

The FDIC was established in 1933 following the Great Depression. Since then, FDIC coverage limits have been adjusted several times.

Insights

June 16, 2023

The FOMC chose not to raise the Fed funds rate at June’s meeting, but updated projections signal additional policy firming ahead.

Insights

June 7, 2023

Money market accounts can help businesses earn higher returns than checking accounts without sacrificing FDIC insurance.

Insights

May 24, 2023

Periodic turmoil in the banking sector highlights the need for businesses to protect their deposits from bank failure.

Insights

May 17, 2023

Certificates of deposit allow businesses to earn higher rates of return for their cash in exchange for structured liquidity.

Insights

May 10, 2023

In a merger or acquisition, business escrow services help protect both parties, ensure contract terms are met, and reduce risk.

Insights

May 5, 2023

At the meeting held May 2nd and 3rd, FOMC members voted to raise the Fed funds rate for the 10th time since the pandemic.

Insights

April 19, 2023

Both FOMC members and market pundits indicate that the Fed may be nearing the end of the current tightening cycle.

Insights

April 4, 2023

In today’s economic environment, many businesses can benefit by reinvesting funds from existing CDs into those with higher rates.

Insights

March 24, 2023

FOMC members voted to increase the Fed Funds Rate target once again, as turmoil in the banking sector continues.

Insights

March 13, 2023

When a bank fails, the FDIC steps in to make depositors whole. But businesses with more than the FDIC limit could be at risk.

Insights

March 8, 2023

Banks have been mainstays of successful economies for thousands of years, but modern innovations have expanded their role.

Insights

March 1, 2023

AI can improve company profitability by reducing the effort and expense required to create, market, and distribute products.

Insights

February 23, 2023

Learn six common ways advanced financial technology – a.k.a fintech – helps firms improve profitability and customer satisfaction.

Insights

February 15, 2023

As the adoption of digital banking continues to rise, now is a good time to revisit the history and evolution of this technology.

Insights

February 3, 2023

The FOMC held its first meeting of 2023 on January 31 and February 1. At the meeting, committee members slowed rate increases.

Insights

January 27, 2023

Marketplace Banking™ by ADM helps businesses access extended deposit protection, liquidity, and nationally competitive returns.

Insights

January 25, 2023

Through a partnership with the American Deposit Management Co., labor unions can streamline their cash management strategy.

Insights

January 18, 2023

Money market investments have solved problems facing investors for more than fifty years. Now, a new type of money market exists.

Insights

January 13, 2023

The economy and business outlook changed dramatically in 2022. This year, many of those challenges are expected to continue.

Insights

December 21, 2022

Companies and municipalities need to diversify their deposits to protect their funds, build relationships, and prevent fraud

Insights

December 15, 2022

At this week’s meeting, the FOMC once again raised interest rates and updated their projections for the future of the economy. This continues the committee’s aggressive work toward combatting inflation by raising rates and unwinding the quantitative easing program implemented during the COVID-19 pandemic. The FOMC Raised Rates at December’s Meeting The FOMC raised the… Read more »

ADM News

December 5, 2022

PRESS RELEASE December 1, 2022 Pewaukee, Wisconsin – The American Deposit Management Co. [ADM], a nationally recognized, award-winning, treasury management and financial services company, announced today that it has joined the newly launched Bankers Helping Bankers (BHB) Banking as a Service (BaaS) Association, aimed at serving the unique needs of BaaS banks. The BHB BaaS… Read more »

Insights

December 1, 2022

Corporate deposits are declining, but banks and credit unions can supplement their liquidity by partnering with a fintech provider.

Insights

November 10, 2022

After a bond referendum, leaders must ensure that those funds are secure, managed efficiently, and earning a competitive return.

Insights

November 3, 2022

At November’s meeting, the FOMC met to discuss interest rates as rising prices continue to plague consumers.

Insights

October 26, 2022

Municipalities should review their cash management strategy to ensure they achieve safety, liquidity, and competitive returns.

Insights

October 19, 2022

The Inflation Reduction Act could raise taxes for large corporations, but manufacturers and small firms could see some benefits.

Insights

October 12, 2022

Banking as a Service – BaaS – can help businesses gain new customers, improve profitability, and enhance marketing efforts.

Insights

September 28, 2022

A recent survey analyzes how companies are adapting to inflation currently and how their plans could change if inflation persists.

Insights

September 22, 2022

The September FOMC meeting resulted in another significant rate increase, and the board released updated economic projections.

Insights

September 15, 2022

The Fed’s actions help shape the credit markets, including influencing the rates that real estate investors pay for mortgages.

Insights

September 7, 2022

In 2022, cryptocurrency exchanges experienced turmoil reminiscent of early American bank runs that led many to lose their savings.

Insights

August 31, 2022

Historically, an inverted yield curve has proven to be a fairly accurate indicator that the economy is headed for recession.

Insights

August 17, 2022

Escrow services can reduce risk for both parties during the sale of a business, but escrow agents are not all created equal.

Insights

August 10, 2022

In recent years, weaknesses in the global economy and supply chains have been revealed, leading to call for deglobalization.

Insights

August 5, 2022

Global trade is a staple of the modern economy, but the history of globalization is much older and more complex than many realize.

Insights

July 29, 2022

Inflation hit a fresh multidecade high and the Fed responded with another significant interest rate hike at July’s meeting.

Insights

July 21, 2022

Rising interest rates can dampen demand for commercial properties, leading to lower sale prices and higher vacancy rates.

Insights

July 13, 2022

Employment costs are rising rapidly, putting pressure on businesses’ bottom line and forcing them to reevaluate their strategies.

Insights

June 29, 2022

In a post-pandemic world, banks are responding to customers’ desire for a blend of digital convenience and human expertise.

Insights

June 22, 2022

Forecasts show that 2022 will be the first year since WWII that total bank deposits will decline. This could impact deposit rates.

Insights

June 16, 2022

In response to rampant inflation, the Fed raised rates significantly. In addition, FOMC members updated their forecasts.

Insights

June 1, 2022

Financial oversight is critical in any organization. But many church administrators are unsure who should handle these activities.

Insights

May 16, 2022

Discover how changes in the Fed funds rate have impacted deposit rates over the years and where deposit rates could be headed.

Insights

May 9, 2022

Inflation remains an issue of concern, so the Fed raised rates by 50 basis points at May’s meeting.

Insights

April 27, 2022

Business escrow accounts are often needed for large, complex or risky transactions. Here’s what you should know before you enlist a business escrow company.

Insights

April 20, 2022

Managing bond proceeds can be tedious and risky for municipalities. ADM can reduce effort and risk while growing purchasing power.

Insights

April 13, 2022

Businesses could earn more on their deposits as rates rise. However, the link between the Fed funds rate and deposit rates is nuanced.

Insights

April 6, 2022

The Fed has signaled several rate increases in 2022. Businesses should prepare for these rate hikes by considering these suggestions.

Insights

March 23, 2022

Businesses have struggled to meet consumer demand due to supply constraints and logistical delays. These disruptions could ease in 2022.

Insights

March 17, 2022

FOMC members began raising rates at this week’s meeting. Additionally, members submitted updated projections for the future.

Insights

March 2, 2022

Business leaders can prepare for rising rates by forecasting when hikes will occur and how they might impact operations.

Insights

February 25, 2022

Regardless if rates are on the rise or on the decline, you have peace of mind knowing that your funds are fully protected with ADM.

Insights

February 23, 2022

Understanding blockchain can help leaders predict how DeFi will evolve and impact the way they save and invest.

Insights

February 16, 2022

Fintech can help close the banking gap and create a more inclusive financial system.

Insights

February 9, 2022

Banks are joining the fight to preserve the environment by reducing their carbon footprint and shifting their portfolios.

Insights

February 2, 2022

DeFi promises a decentralized, digital financial system which is open to all. This could disrupt the current banking industry.

ADM News

January 26, 2022

Hospital stays can be frightening and long, especially for children who are chronically or severely ill. In these cases, children can be stuck in a hospital for weeks or months while they receive treatment. Starlight Children’s Foundation provides resources that can bring moments of happiness to children receiving treatment or recovering in hospitals. In Milwaukee,… Read more »

Insights

January 21, 2022

The U.S. economy is recovering from supply chain disruptions, unemployment, and high inflation. Find out what’s in store for 2022.

Insights

January 5, 2022

As prices rise at the fastest pace in more than three decades, many business leaders are anticipating interest rate increases.

Insights

December 28, 2021

The FOMC announced tapering of the most recent quantitative easing program which could impact markets and the economy.

Insights

December 22, 2021

The Fed has implemented quantitative easing programs several times in the US over the past twenty years with varying results.

Insights

December 17, 2021

Recently, the FDIC has strengthened their collaboration MDIs and mission-driven banks to help better serve their communities.

Insights

November 24, 2021

Money markets are popular investment vehicles for business cash reserves. With fintech, businesses may have a better option.

Insights

November 8, 2021

When working with a new supplier, businesses have additional risk. Some of this risk can be mitigated with business escrow.

Insights

October 27, 2021

Almost 400,000 businesses are opened each year. Half of those will fail in their first five years of operation.

Insights

October 13, 2021

Recessions are challenging for business. Explore the catalysts of the worst recessions in the U.S. in Part 3 of 3 in this series.

Insights

October 6, 2021

Fed Chair Jerome Powell gives an update on the US economy. FOMC members submit their projections for inflation and interest rates.

Insights

September 22, 2021

Recessions are challenging for business. Explore the catalysts of the worst recessions in the U.S. in part 2 of this 3-part series.

Insights

September 17, 2021

As the economy recovers from the COVID-19 related shutdown, the Fed considers steps to tighten monetary policy.

Insights

September 15, 2021

The U. S. economy is the largest in the world, but its history is filled with turmoil. Part 1 of this series explores the early years.

Insights

August 18, 2021

What is insured cash sweep [ICS], and how does it work? ICS offers a way to achieve FDIC coverage for large sums of cash, but there are some limitations.

Insights

August 10, 2021

Large transactions create risk for both buyers and sellers. Using escrow can mitigate risk and ensure that contract terms are met.

Insights

August 3, 2021

ADM’s fintech allows businesses to achieve the most protection and the most return for their cash without leaving their current bank.

Insights

July 13, 2021

Despite pandemic-related budget cuts, fintech investment and adoption continue to increase in both consumer and B2B sectors.

Insights

June 28, 2021

The FOMC has increased its inflation projections, and some see interest rate hikes coming sooner than previously predicted.

Insights

May 19, 2021

Long-term treasury yields are climbing with the economic and inflationary outlook, but the Fed still has short-term rates locked near zero.

Insights

May 14, 2021

The pandemic and resulting fiscal stimulus have left banks flush with cash. These banks are turning to ADM for help.

Insights

May 11, 2021

Both the CARES Act and the ARP provided funding to state and local governments. A strong economic impact is expected.

Insights

April 28, 2021

Infrastructure is the next big focus of the Biden administration, and this plan could impact the economy in several ways.

Insights

April 21, 2021

With the recently passed fiscal stimulus, focus shifted toward the consumer, but what will be the impact on the business community?

Insights

April 14, 2021

Alternative investments have risen in popularity in the current low-rate environment, and fintech is making them more accessible.

Podcasts

April 8, 2021

If you have a huge amount of excess cash sitting in your bank account but don’t have enough time for interest rate planning – outsource it.

Otherwise, it’ll keep losing value due to inflation!

Insights

April 6, 2021

The Fed projects that interest rates will stay low for years, will recent developments threaten that stance?

Insights

March 24, 2021

Distribution of settlement funds can be an arduous task, especially with very large sums. ADM makes this process simple.

Insights

February 26, 2021

While FDIC insurance is typically enough for individual depositors, some businesses with lots of cash on hand may be taking on unnecessary risk.

Insights

February 22, 2021

Next Day Liquidity. Extended FDIC Protection. The MOST competitive return on cash. AMMA™ is a “win-win-win” for RIAs.

ADM News

February 2, 2021

ADM is proud to receive this national recognition! We are truly honored to be one of the “Best
and Brightest Companies in America.”

ADM News

January 21, 2021

American Deposits Management CEO, Kelly Brown, discusses with Fox6 News how to ensure your stimulus money is safe.

Insights

January 19, 2021

The pandemic disrupted the economy, creating gaps in many traditional business processes. Fintech has been filling those gaps.

Insights

December 31, 2020

The Fed seems to have committed to their ultra-low interest future, so how can you best position your company for this environment?

Insights

December 15, 2020

This year has been unconventional in many ways, but it’s almost complete. Please accept a message of thanks from our team at ADM!

Insights

November 13, 2020

While interest rates are likely to stay low for a while, there are a few key metrics to watch as the economy slugs through the pandemic.

Insights

November 4, 2020

The Milwaukee Business Journal has honored The American Deposit Management Co. as one of Milwaukee’s Best Places to Work in 2020.

Insights

October 26, 2020

Phishing is a technique used by hackers to gain unauthorized access to corporate data. Educate your team, so they can identify these attacks.

Insights

September 18, 2020

The Fed recently changed course to allow for inflation above 2%, but how does a weaker dollar impact business cash reserves?

Insights

August 26, 2020

COVID-19 is shaking up business activity and increasing uncertainty everywhere. Businesses can leverage escrow to mitigate risk created by the pandemic.

Insights

August 20, 2020

In today’s economic climate, cash reserves are a must. But how can a company make sure those returns are safe, liquid and earning a competitive return?

Insights

August 5, 2020

The Fed released minutes from their June meeting. These notes provided insights into how the board views the direction of the economy and interest rates.

Insights

July 22, 2020

When banks partner with ADM, there are many advantages, including access to additional deposits at lower costs, made possible by our proprietary fintech.

Podcasts

July 6, 2020

While banks may now be “depositors” with excess PPP Funds and savings at an all-time high, it’s a temporary scenario. Kelly Brown, a national expert on cash management and bank liquidity, stops by Credit “Eco” to Go to discuss ways banks and companies can manage their money in these times of uncertainty and “fear of the unknown”. Kelly describes it like a dating game, but hear how to she connects banks with one another to solve their liquidity issues.

Insights

July 1, 2020

Financial stress struck many companies swiftly and without warning due to COVID-19. Those banks who were not responsive may soon feel the repercussions.

Insights

June 17, 2020

The COVID-19 Pandemic has created a “new normal” for many businesses. What changes are companies implementing to adjust to this uncertain economic climate?

Insights

June 10, 2020

When your business has more than $250k to protect, don’t rule out the FDIC. The FDIC has limits, but fintech has simplified extending those limits.

Insights

June 4, 2020

The Fed is exhausting all possible options to prop up a socially distant economy. Rates are already at historic lows, so what should we expect this month?

Podcasts

May 28, 2020

Our Chairman and CEO, Kelly A. Brown, talks with Jeff Kowal of Kowal Investment Group on WISN The Retirement Clinic about how to be proactive with your retirement plans, savings accounts, investments, and personal accounts during this uncertain time. Listen to learn more about extended FDIC coverage and why creating a strong bank relationship is important to protect your hard earned dollars.

Insights

May 19, 2020

CDARS is short for Certificate of Deposit Account Registry Service. It can help you achieve FDIC coverage above standard limits, but there are drawbacks.

Insights

April 10, 2020

Churches have finite cash and limited resources, but no shortage of good things to accomplish. Fintech can help your church do more with those resources.

Insights

March 25, 2020

CD ladders take advantage of higher interest rates of long-term CD’s while maintaining the liquidity of shorter-term investments.

ADM News

March 18, 2020

My thoughts and prayers are with you and your loved ones during these uncertain times. We continue to monitor this situation closely.

Insights

Fed officials dropped interest rates to zero and pledged to purchase at least $700 million in securities. What more can they do to support the economy?

Insights

March 11, 2020

Following an emergency rate cut to combat the impact of Coronavirus (COVID-19), markets predict the Fed will slice rates further. Will they follow through?

ADM News

February 24, 2020

ADM wins this award for the 6th straight year! We are truly honored to be one of “Milwaukee’s Best and Brightest Companies to Work For.”

Insights

January 31, 2020

An uncharacteristically normal FOMC meeting took place last week. Although interest rates remained unchanged, their policy statement did not.

Insights

January 29, 2020

Manufacturing and inflation remain low as the Fed works to determine the course of monetary policy following a pause to rate cuts last meeting.

ADM News

January 17, 2020

It’s a new year and the beginning of a new decade. Here’s a few things we hope to accomplish for our team and our clients in 2020 and beyond.

Insights

January 6, 2020

Last year brought us a strong stock market, falling interest rates and growing economic uncertainty. What can you expect the U.S. economy in 2020?

Insights

December 13, 2019

The Fed met investors expectations and left interest rates unchanged, but what will it take for them to move again?

Insights

December 6, 2019

After three straight interest rate cuts it seems likely that the Federal Reserve is hitting the brakes on further easing. But what can you expect next?

ADM News

November 29, 2019

The 2019 edition of the Thanksgiving Holiday is in the books, and it was a great one. As is tradition, we saw parades, enjoyed some incredible food, and witnessed some insanity on the gridiron. For some of you, today might mean battling for a deal at your local department store or enjoying those leftover turkey… Read more »

Insights

November 25, 2019

Property managers with idle reserve funds are missing out on profits. Learn how deposit management can maximize the value of your reserve cash.

Insights

November 18, 2019

It’s critical to maintain cash reserves in case of an emergency at one of your properties. But, are you getting the most competitive returns on your reserves?

Insights

November 4, 2019

The past week delivered a great deal of news on the U.S. economy. Many important economic indicators were released, and The Fed cut interest rates.

Insights

October 25, 2019

The Federal Reserve has begun its quiet period prior to the October FOMC meeting. There is a split within the committee on whether they should cut interest rates further.

Insights

October 10, 2019

Managing excess cash and liquidity in your business can be a full-time job, especially if you are working to get the most competitive return on your cash. A poll of 3,000 companies at the end of 2018 reported that these organizations had approximately $2.7 trillion in cash on hand. That is an astronomical number, especially… Read more »

Insights

September 25, 2019

As anticipated, the Federal Reserve Board cut rates at the September meeting by 25 basis points to a new target range of 1.75-2.00%.

ADM News

September 24, 2019

The American Deposit Management Co. is part of the “Fastest Five” which are the top 5 highest growth companies out of the Future 50 presented by COSBE.

Insights

September 18, 2019

The Federal Reserve is meeting to make their policy rate decision. In today’s article, we discuss expectations for the direction of interest rates.

Insights

September 3, 2019

Fed Chairman Powell speaks at Jackson Hole at the Federal Reserve’s annual symposium. Did we get an indication of where rates are heading?

Events

August 26, 2019

The Wisconsin Bankers Association Golf Outing was held on August 15th. ADM sponsored the guest speaker, Former Packer Mark Tauscher, and the event was a success!

Insights

August 19, 2019

Gathering donations is only half of the equation when it comes to managing your congregation’s giving. To take the next step, consider deposit management.

Insights

August 5, 2019

The Fed’s decision to cut rates was far from unexpected, but there were still some surprises in Chairman Jerome Powell’s remarks.

Insights

August 2, 2019

Church Management Software is critical to operating a successful congregation, but these systems routinely ignore deposit management.

Events

July 23, 2019

ADM has been named a 2019 Future 50 company by the Metropolitan Milwaukee Association of Commerce’s Council of Small Business Executives (COSBE).

Insights

June 26, 2019

Many experts believe that interest rates have plateaued for the time being, and some are expecting that rates may soon drop. Why is this happening, and how will it impact your business?

Events

June 19, 2019

Spend an afternoon networking, sampling great craft beer, eating great food and throwing bags at the ADM Headquarters on June 27th from 4-8 p.m. Bring your CEO, CFO, Treasury Professionals & Commercial Lenders! RSVP to info@americandeposits.com and we hope to see you there!

Insights

May 24, 2019

Church funds can be particularly vulnerable to fraud and theft. But there are ways to protect your church from both, with deposit management and vendor payment processing.

Insights

May 20, 2019

There is a way to grow your church’s excess funds without raising extra cash. The solution is deposit management.

Insights

April 26, 2019

Here’s how unused funds could affect your church and what you can do to maximize your ministry’s financial strength through deposit management.

Insights

April 16, 2019

Rising interest rates present both challenges and opportunities for businesses of all sizes. Here’s what you need to know to make the most of higher rates.

Insights

April 12, 2019

Fraud is a very real problem in today’s corporate environment. We tend to hear about it only when it impacts the end user — when customer accounts are hacked, for example, or valuable personal data is stolen. But internal fraud can be crippling to a business. Some estimates suggest it costs large corporations in the… Read more »

Insights

April 8, 2019

Internal theft can deal a crushing blow to any business. Here’s how to recognize it, stop it and take steps to prevent it from happening in the future.

Insights

April 5, 2019

Why don’t banks pay the highest rates? In short, it’s complicated. The good news? There is a way to find competitive rates while keeping your money safe.

Insights

March 15, 2019

Financial technology is changing payments as we know them. Here’s how to make your business payments more efficient — and keep your money secure in the process.

Insights

March 1, 2019

Thinking about switching banks? Hold that thought. There’s a way to maintain your existing bank relationship while earning more competitive returns. Here’s how.

Insights

February 15, 2019

Your business has extra cash on hand. Good. That means you’re prepared for whatever might come your way. Now the question is, how do you keep that cash safe?

Insights

February 13, 2019

Earlier this month, the Wall Street Journal’s “Intelligent Investor” columnist introduced a vexing problem in the world of finance: inertia.

ADM News

February 8, 2019

There are a lot of awards in the world of business, but for us, this one is particularly powerful. ADM wins the award for the 5th straight year.

Insights

Looking to bring your foreign profits home? Here’s how your company can put that repatriated cash to good use.

Insights

February 1, 2019

Your business has saved diligently for taxes. Here’s how to keep those funds working for you before they head out the door for good?

Podcasts

January 26, 2019

In this brief episode we cut through the politically correct language and talk directly to bankers that really want to make serious changes in how they gather deposits.

Insights

January 25, 2019

U.S. companies have historically stored billions of dollars abroad to avoid high taxes. But, now is the perfect time to repatriate those funds. Here’s why.

Insights

January 18, 2019

ADM provides a simple way for community banks to find new deposits by leveraging technology and a vast network of businesses leaders. In this article, we’ve detailed a total of 5 ways community banks can land more deposits.

Podcasts

January 13, 2019

Today we discuss three great tips for public and private entities that earmark funds for taxes.

Podcasts

January 12, 2019

A discussion on bond proceeds and how to maximize your returns.

Insights

January 11, 2019

Do you have the manpower necessary to manage your newly acquired referendum funds? In this article we explore the challenges with managing bond proceeds.

Insights

November 9, 2018

Community banks that don’t go digital will struggle in the new digital economy. Here’s why.

Insights

September 24, 2018

Europe’s new data privacy law, commonly known as the GDPR will have an effect on US banks. Here’s what you need to know.

Insights

September 10, 2018

With technological advances, banking is changing and community banks need to look beyond their backyard to protect their business.

ADM News

August 9, 2018

We as a firm are thankful for our wonderful summer interns. Today’s interns, tomorrow’s leaders.

Insights

May 31, 2018

In a rising interest rate economy, company and municipal depositors need to take action to protect their investments. Here are a few things to think about when planning your deposits in the current interest rate environment.

Insights

Disruptive fintech startups are changing the way we bank and shaking up the banking industry. Here are some things that banks need to do to stay competitive.

Insights

May 4, 2018

Like it or not, AI is now deeply embedded in the economy. That means really big changes are sweeping how financial institutions handle everything from data to products to investments.

ADM News

March 20, 2018

CFOs and Chief Investment Officers are faced with finding places to safely manage their cash portfolio and get a great return in that investment. What our firm does is take large deposits and we invest that into a network of FDIC insured banks so that the money is all FDIC insured.