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Insights

October 27, 2021

Almost 400,000 businesses are opened each year. Half of those will fail in their first five years of operation.

Insights

October 13, 2021

Recessions are challenging for business. Explore the catalysts of the worst recessions in the U.S. in Part 3 of 3 in this series.

Insights

October 6, 2021

Fed Chair Jerome Powell gives an update on the US economy. FOMC members submit their projections for inflation and interest rates.

Insights

September 29, 2021

A successful cash flow management strategy ensures adaptability through safe, liquid, and productive cash reserves.

Insights

September 22, 2021

Recessions are challenging for business. Explore the catalysts of the worst recessions in the U.S. in part 2 of this 3-part series.

Insights

September 17, 2021

As the economy recovers from the COVID-19 related shutdown, the Fed considers steps to tighten monetary policy.

Insights

September 15, 2021

The U. S. economy is the largest in the world, but its history is filled with turmoil. Part 1 of this series explores the early years.

Insights

August 18, 2021

What is insured cash sweep [ICS], and how does it work? ICS offers a way to achieve FDIC coverage for large sums of cash, but there are some limitations.

Insights

August 10, 2021

Large transactions create risk for both buyers and sellers. Using escrow can mitigate risk and ensure that contract terms are met.

Insights

August 3, 2021

ADM’s fintech allows businesses to achieve the most protection and the most return for their cash without leaving their current bank.

Insights

July 29, 2021

FDIC coverage is the ultimate protection for business cash. Here’s how companies with large cash reserves can achieve full protection.

Insights

July 22, 2021

Effective cash flow management is critical to business success, so be sure your organization is avoiding these 5 common mistakes.

Insights

July 13, 2021

Despite pandemic-related budget cuts, fintech investment and adoption continue to increase in both consumer and B2B sectors.

Insights

June 28, 2021

The FOMC has increased its inflation projections, and some see interest rate hikes coming sooner than previously predicted.

Insights

June 16, 2021

Whether you are new to cash flow management or have years of experience, there’s always more to learn as technology advances.

Insights

June 1, 2021

Business escrow is not a new concept. However, with the advent of financial technology, or fintech, traditional escrow methods have been disrupted.

Insights

May 19, 2021

Long-term treasury yields are climbing with the economic and inflationary outlook, but the Fed still has short-term rates locked near zero.

Insights

May 14, 2021

The pandemic and resulting fiscal stimulus have left banks flush with cash. These banks are turning to ADM for help.

Insights

May 11, 2021

Both the CARES Act and the ARP provided funding to state and local governments. A strong economic impact is expected.

Insights

April 28, 2021

Infrastructure is the next big focus of the Biden administration, and this plan could impact the economy in several ways.

Insights

April 21, 2021

With the recently passed fiscal stimulus, focus shifted toward the consumer, but what will be the impact on the business community?

Insights

April 14, 2021

Alternative investments have risen in popularity in the current low-rate environment, and fintech is making them more accessible.

Podcasts

April 8, 2021

If you have a huge amount of excess cash sitting in your bank account but don’t have enough time for interest rate planning – outsource it.

Otherwise, it’ll keep losing value due to inflation!

Insights

April 6, 2021

The Fed projects that interest rates will stay low for years, will recent developments threaten that stance?

Insights

April 2, 2021

Business escrow accounts are often needed for large, complex or risky transactions. Here’s what you should know before you enlist a business escrow company.

Insights

March 31, 2021

FDIC insurance provides protection for business depositors to ensure cash is safe, but how does it work and what are the limitations?

Insights

March 29, 2021

Escrow services allow for an unbiased third party to provide protection for businesses conducting large, lengthy, or complex transactions.

Insights

March 24, 2021

Distribution of settlement funds can be an arduous task, especially with very large sums. ADM makes this process simple.

Insights

March 8, 2021

Individuals and businesses with more than the FDIC limit in a single bank could be at risk, but there are ways to extend FDIC insurance beyond the limits.

Insights

February 26, 2021

While FDIC insurance is typically enough for individual depositors, some businesses with lots of cash on hand may be taking on unnecessary risk.

Insights

February 22, 2021

Next Day Liquidity. Extended FDIC Protection. The MOST competitive return on cash. AMMA™ is a “win-win-win” for RIAs.

Insights

February 17, 2021

Banks have been mainstays of successful economies for thousands of years, but the pace of change is accelerating.

Insights

February 3, 2021

Cash flow management doesn’t have to be difficult. At ADM, our fintech simplifies the process so you can focus on growing your business.

ADM News

February 2, 2021

ADM is proud to receive this national recognition! We are truly honored to be one of the “Best
and Brightest Companies in America.”

ADM News

January 21, 2021

American Deposits Management CEO, Kelly Brown, discusses with Fox6 News how to ensure your stimulus money is safe.

Insights

January 19, 2021

The pandemic disrupted the economy, creating gaps in many traditional business processes. Fintech has been filling those gaps.

Insights

December 31, 2020

The Fed seems to have committed to their ultra-low interest future, so how can you best position your company for this environment?

Insights

December 15, 2020

This year has been unconventional in many ways, but it’s almost complete. Please accept a message of thanks from our team at ADM!

Insights

December 9, 2020

A new year means it’s time to take stock of your property management business, and it’s time to ask: Is your reserve cash working for you?

Insights

November 13, 2020

While interest rates are likely to stay low for a while, there are a few key metrics to watch as the economy slugs through the pandemic.

Insights

November 4, 2020

The Milwaukee Business Journal has honored The American Deposit Management Co. as one of Milwaukee’s Best Places to Work in 2020.

Insights

October 26, 2020

Phishing is a technique used by hackers to gain unauthorized access to corporate data. Educate your team, so they can identify these attacks.

Insights

September 29, 2020

What is fintech? Fintech is short for financial technology, and here’s how these innovations are impacting the global economy.

Insights

September 18, 2020

The Fed recently changed course to allow for inflation above 2%, but how does a weaker dollar impact business cash reserves?

Insights

September 14, 2020

Businesses need effective cash flow management to survive unexpected economic stress. The growing list of bankruptcies in 2020 is proof.

Insights

August 26, 2020

COVID-19 is shaking up business activity and increasing uncertainty everywhere. Businesses can leverage escrow to mitigate risk created by the pandemic.

Insights

August 20, 2020

In today’s economic climate, cash reserves are a must. But how can a company make sure those returns are safe, liquid and earning a competitive return?

Insights

August 5, 2020

The Fed released minutes from their June meeting. These notes provided insights into how the board views the direction of the economy and interest rates.

Insights

July 22, 2020

When banks partner with ADM, there are many advantages, including access to additional deposits at lower costs, made possible by our proprietary fintech.

Podcasts

July 6, 2020

While banks may now be “depositors” with excess PPP Funds and savings at an all-time high, it’s a temporary scenario. Kelly Brown, a national expert on cash management and bank liquidity, stops by Credit “Eco” to Go to discuss ways banks and companies can manage their money in these times of uncertainty and “fear of the unknown”. Kelly describes it like a dating game, but hear how to she connects banks with one another to solve their liquidity issues.

Insights

July 1, 2020

Financial stress struck many companies swiftly and without warning due to COVID-19. Those banks who were not responsive may soon feel the repercussions.

Insights

June 17, 2020

The COVID-19 Pandemic has created a “new normal” for many businesses. What changes are companies implementing to adjust to this uncertain economic climate?

Insights

June 10, 2020

When your business has more than $250k to protect, don’t rule out the FDIC. The FDIC has limits, but fintech has simplified extending those limits.

Insights

June 4, 2020

The Fed is exhausting all possible options to prop up a socially distant economy. Rates are already at historic lows, so what should we expect this month?

Podcasts

May 28, 2020

Our Chairman and CEO, Kelly A. Brown, talks with Jeff Kowal of Kowal Investment Group on WISN The Retirement Clinic about how to be proactive with your retirement plans, savings accounts, investments, and personal accounts during this uncertain time. Listen to learn more about extended FDIC coverage and why creating a strong bank relationship is important to protect your hard earned dollars.

Insights

May 19, 2020

CDARS is short for Certificate of Deposit Account Registry Service. It can help you achieve FDIC coverage above standard limits, but there are drawbacks.

Insights

May 11, 2020

The FDIC was established in 1933 to combat the impacts of the Great Depression. Since then, FDIC coverage limits have been adjusted several times.

Insights

April 20, 2020

Bank failures are not uncommon during times of economic stress. Will COVID-19 create another barrage of bank collapses in the United States?

Insights

April 10, 2020

Churches have finite cash and limited resources, but no shortage of good things to accomplish. Fintech can help your church do more with those resources.

Insights

April 1, 2020

FDIC insurance covers deposits for individuals of up to $250k per depositor, per bank. But how does FDIC insurance work to protect business accounts?

Insights

March 25, 2020

CD ladders take advantage of higher interest rates of long-term CD’s while maintaining the liquidity of shorter-term investments.

Insights

March 20, 2020

Financial oversight is critical to managing any organization. However, many church administrators aren’t clear on who is responsible for these activities.

ADM News

March 18, 2020

My thoughts and prayers are with you and your loved ones during these uncertain times. We continue to monitor this situation closely.

Insights

Fed officials dropped interest rates to zero and pledged to purchase at least $700 million in securities. What more can they do to support the economy?

Insights

March 11, 2020

Following an emergency rate cut to combat the impact of Coronavirus (COVID-19), markets predict the Fed will slice rates further. Will they follow through?

ADM News

February 24, 2020

ADM wins this award for the 6th straight year! We are truly honored to be one of “Milwaukee’s Best and Brightest Companies to Work For.”

Insights

February 17, 2020

Whether you’re new to property management or have been around the block for a while, there’s always more to learn in this age of technological advancement.

Insights

January 31, 2020

An uncharacteristically normal FOMC meeting took place last week. Although interest rates remained unchanged, their policy statement did not.

Insights

January 29, 2020

Manufacturing and inflation remain low as the Fed works to determine the course of monetary policy following a pause to rate cuts last meeting.

ADM News

January 17, 2020

It’s a new year and the beginning of a new decade. Here’s a few things we hope to accomplish for our team and our clients in 2020 and beyond.

Insights

January 6, 2020

Last year brought us a strong stock market, falling interest rates and growing economic uncertainty. What can you expect the U.S. economy in 2020?

Insights

December 13, 2019

The Fed met investors expectations and left interest rates unchanged, but what will it take for them to move again?

Insights

December 6, 2019

After three straight interest rate cuts it seems likely that the Federal Reserve is hitting the brakes on further easing. But what can you expect next?

ADM News

November 29, 2019

The 2019 edition of the Thanksgiving Holiday is in the books, and it was a great one. As is tradition, we saw parades, enjoyed some incredible food, and witnessed some insanity on the gridiron. For some of you, today might mean battling for a deal at your local department store or enjoying those leftover turkey… Read more »

Insights

November 25, 2019

Property managers with idle reserve funds are missing out on profits. Learn how deposit management can maximize the value of your reserve cash.

Insights

November 18, 2019

It’s critical to maintain cash reserves in case of an emergency at one of your properties. But, are you getting the most competitive returns on your reserves?

Insights

November 4, 2019

The past week delivered a great deal of news on the U.S. economy. Many important economic indicators were released, and The Fed cut interest rates.

Insights

October 25, 2019

The Federal Reserve has begun its quiet period prior to the October FOMC meeting. There is a split within the committee on whether they should cut interest rates further.

Insights

October 10, 2019

Managing excess cash and liquidity in your business can be a full-time job, especially if you are working to get the most competitive return on your cash. A poll of 3,000 companies at the end of 2018 reported that these organizations had approximately $2.7 trillion in cash on hand. That is an astronomical number, especially… Read more »

Insights

September 25, 2019

As anticipated, the Federal Reserve Board cut rates at the September meeting by 25 basis points to a new target range of 1.75-2.00%.

ADM News

September 24, 2019

The American Deposit Management Co. is part of the “Fastest Five” which are the top 5 highest growth companies out of the Future 50 presented by COSBE.

Insights

September 18, 2019

The Federal Reserve is meeting to make their policy rate decision. In today’s article, we discuss expectations for the direction of interest rates.

Insights

September 3, 2019

Fed Chairman Powell speaks at Jackson Hole at the Federal Reserve’s annual symposium. Did we get an indication of where rates are heading?

Events

August 26, 2019

The Wisconsin Bankers Association Golf Outing was held on August 15th. ADM sponsored the guest speaker, Former Packer Mark Tauscher, and the event was a success!

Insights

August 19, 2019

Gathering donations is only half of the equation when it comes to managing your congregation’s giving. To take the next step, consider deposit management.

Insights

August 5, 2019

The Fed’s decision to cut rates was far from unexpected, but there were still some surprises in Chairman Jerome Powell’s remarks.

Insights

August 2, 2019

Church Management Software is critical to operating a successful congregation, but these systems routinely ignore deposit management.

Events

July 23, 2019

ADM has been named a 2019 Future 50 company by the Metropolitan Milwaukee Association of Commerce’s Council of Small Business Executives (COSBE).

Insights

July 15, 2019

Businesses need escrow accounts for a multitude of reasons. In this article, we explain the details of how to open an escrow account for business.

Insights

June 26, 2019

Many experts believe that interest rates have plateaued for the time being, and some are expecting that rates may soon drop. Why is this happening, and how will it impact your business?

Events

June 19, 2019

Spend an afternoon networking, sampling great craft beer, eating great food and throwing bags at the ADM Headquarters on June 27th from 4-8 p.m. Bring your CEO, CFO, Treasury Professionals & Commercial Lenders! RSVP to info@americandeposits.com and we hope to see you there!

Insights

May 24, 2019

Church funds can be particularly vulnerable to fraud and theft. But there are ways to protect your church from both, with deposit management and vendor payment processing.

Insights

May 20, 2019

There is a way to grow your church’s excess funds without raising extra cash. The solution is deposit management.

Insights

April 26, 2019

Here’s how unused funds could affect your church and what you can do to maximize your ministry’s financial strength through deposit management.

Insights

April 16, 2019

Rising interest rates present both challenges and opportunities for businesses of all sizes. Here’s what you need to know to make the most of higher rates.

Insights

April 12, 2019

Fraud is a very real problem in today’s corporate environment. We tend to hear about it only when it impacts the end user — when customer accounts are hacked, for example, or valuable personal data is stolen. But internal fraud can be crippling to a business. Some estimates suggest it costs large corporations in the… Read more »

Insights

April 8, 2019

Internal theft can deal a crushing blow to any business. Here’s how to recognize it, stop it and take steps to prevent it from happening in the future.

Insights

April 5, 2019

Why don’t banks pay the highest rates? In short, it’s complicated. The good news? There is a way to find competitive rates while keeping your money safe.

Insights

March 15, 2019

Financial technology is changing payments as we know them. Here’s how to make your business payments more efficient — and keep your money secure in the process.

Insights

March 8, 2019

Escrow services for business are beneficial for a range of transactions. Chances are, your business will need escrow at some point, and not all are created equal.

Insights

March 1, 2019

Thinking about switching banks? Hold that thought. There’s a way to maintain your existing bank relationship while earning more competitive returns. Here’s how.

Insights

February 15, 2019

Your business has extra cash on hand. Good. That means you’re prepared for whatever might come your way. Now the question is, how do you keep that cash safe?

Insights

February 13, 2019

Earlier this month, the Wall Street Journal’s “Intelligent Investor” columnist introduced a vexing problem in the world of finance: inertia.

ADM News

February 8, 2019

There are a lot of awards in the world of business, but for us, this one is particularly powerful. ADM wins the award for the 5th straight year.

Insights

Looking to bring your foreign profits home? Here’s how your company can put that repatriated cash to good use.

Insights

February 1, 2019

Your business has saved diligently for taxes. Here’s how to keep those funds working for you before they head out the door for good?

Podcasts

January 26, 2019

In this brief episode we cut through the politically correct language and talk directly to bankers that really want to make serious changes in how they gather deposits.

Insights

January 25, 2019

U.S. companies have historically stored billions of dollars abroad to avoid high taxes. But, now is the perfect time to repatriate those funds. Here’s why.

Insights

January 18, 2019

ADM provides a simple way for community banks to find new deposits by leveraging technology and a vast network of businesses leaders. In this article, we’ve detailed a total of 5 ways community banks can land more deposits.

Podcasts

January 13, 2019

Today we discuss three great tips for public and private entities that earmark funds for taxes.

Podcasts

January 12, 2019

A discussion on bond proceeds and how to maximize your returns.

Insights

January 11, 2019

Do you have the manpower necessary to manage your newly acquired referendum funds? In this article we explore the challenges with managing bond proceeds.

Insights

November 9, 2018

Community banks that don’t go digital will struggle in the new digital economy. Here’s why.

Insights

September 24, 2018

Europe’s new data privacy law, commonly known as the GDPR will have an effect on US banks. Here’s what you need to know.

Insights

September 10, 2018

With technological advances, banking is changing and community banks need to look beyond their backyard to protect their business.

Insights

August 27, 2018

Certificates of deposit are accounts where you invest your funds for a fixed term. CDs often have higher interest rates, but you are penalized if you take your funds out early. Discover if they’re the right fit for your company.

Insights

August 17, 2018

Companies and municipalities need to diversify their deposits to protect their funds, build relationships, and prevent fraud

ADM News

August 9, 2018

We as a firm are thankful for our wonderful summer interns. Today’s interns, tomorrow’s leaders.

Insights

May 31, 2018

In a rising interest rate economy, company and municipal depositors need to take action to protect their investments. Here are a few things to think about when planning your deposits in the current interest rate environment.

Insights

Disruptive fintech startups are changing the way we bank and shaking up the banking industry. Here are some things that banks need to do to stay competitive.

Insights

May 4, 2018

Like it or not, AI is now deeply embedded in the economy. That means really big changes are sweeping how financial institutions handle everything from data to products to investments.

ADM News

March 20, 2018

CFOs and Chief Investment Officers are faced with finding places to safely manage their cash portfolio and get a great return in that investment. What our firm does is take large deposits and we invest that into a network of FDIC insured banks so that the money is all FDIC insured.