Knowledge Bank

Insights

What to Expect on Interest Rates at the December Fed Meeting?

December 6, 2019

After three straight interest rate cuts it seems likely that the Federal Reserve is hitting the brakes on further easing. But what can you expect next?

ADM News

Thanksgiving 2019 is in the books!

November 29, 2019

The 2019 edition of the Thanksgiving Holiday is in the books, and it was a great one. As is tradition, we saw parades, enjoyed some incredible food, and witnessed some insanity on the gridiron. For some of you, today might mean battling for a deal at your local department store or enjoying those leftover turkey… Read more »

Insights

Idle Cash Equals Lost Profits for Property Managers

November 25, 2019

Property managers with idle reserve funds are missing out on profits. Learn how deposit management can maximize the value of your reserve cash.

Insights

Property Managers: How to Get Better Returns on Your Reserves

November 18, 2019

It’s critical to maintain cash reserves in case of an emergency at one of your properties. But, are you getting the most competitive returns on your reserves?

Insights

Business Escrow Accounts: Know the Differences

November 8, 2019

Business escrow accounts are often needed for large, complex or risky transactions. Here’s what you should know before you enlist a business escrow company.

Insights

The Fed Cuts Rates. What’s Next?

November 4, 2019

The past week delivered a great deal of news on the U.S. economy. Many important economic indicators were released, and The Fed cut interest rates.

Insights

What to Expect at the October FOMC Meeting?

October 25, 2019

The Federal Reserve has begun its quiet period prior to the October FOMC meeting. There is a split within the committee on whether they should cut interest rates further.

Insights

How To Manage Your Business’s Excess Cash & Liquidity

October 10, 2019

Managing excess cash and liquidity in your business can be a full-time job, especially if you are working to get the most competitive return on your cash. A poll of 3,000 companies at the end of 2018 reported that these organizations had approximately $2.7 trillion in cash on hand. That is an astronomical number, especially… Read more »

Insights

Federal Reserve Cuts Rates as Expected at September Meeting

September 25, 2019

As anticipated, the Federal Reserve Board cut rates at the September meeting by 25 basis points to a new target range of 1.75-2.00%.

ADM News

ADM Honored as One of the ‘Fastest 5’ by COSBE

September 24, 2019

The American Deposit Management Co. is part of the “Fastest Five” which are the top 5 highest growth companies out of the Future 50 presented by COSBE.

Insights

September Fed Meeting: What should you expect?

September 18, 2019

The Federal Reserve is meeting to make their policy rate decision. In today’s article, we discuss expectations for the direction of interest rates.

Insights

Will the Fed Cut Interest Rates at the Next Meeting?

September 3, 2019

Fed Chairman Powell speaks at Jackson Hole at the Federal Reserve’s annual symposium. Did we get an indication of where rates are heading?

Events

ADM Sponsors WBA Golf Outing with Former Packer Mark Tauscher

August 26, 2019

The Wisconsin Bankers Association Golf Outing was held on August 15th. ADM sponsored the guest speaker, Former Packer Mark Tauscher, and the event was a success!

Insights

How To Effectively Manage Church Funds

August 19, 2019

Gathering donations is only half of the equation when it comes to managing your congregation’s giving. To take the next step, consider deposit management.

Insights

Federal Reserve Board Cuts Rates, Creates Uncertainty

August 5, 2019

The Fed’s decision to cut rates was far from unexpected, but there were still some surprises in Chairman Jerome Powell’s remarks.

Insights

Church Management Software Often Ignores Deposit Management

August 2, 2019

Church Management Software is critical to operating a successful congregation, but these systems routinely ignore deposit management.

Events

Future 50 Award Luncheon

July 23, 2019

ADM has been named a 2019 Future 50 company by the Metropolitan Milwaukee Association of Commerce’s Council of Small Business Executives (COSBE).

Insights

How to Open an Escrow Account for Business

July 15, 2019

Businesses need escrow accounts for a multitude of reasons. In this article, we explain the details of how to open an escrow account for business.

Insights

Analysis: How Would Declining Interest Rates Impact Your Business?

June 26, 2019

Many experts believe that interest rates have plateaued for the time being, and some are expecting that rates may soon drop. Why is this happening, and how will it impact your business?

Events

Bankers, Beer & Bags – June 27, 2019

June 19, 2019

Spend an afternoon networking, sampling great craft beer, eating great food and throwing bags at the ADM Headquarters on June 27th from 4-8 p.m. Bring your CEO, CFO, Treasury Professionals & Commercial Lenders! RSVP to info@americandeposits.com and we hope to see you there!

Insights

Fintech Can Help Your Church Prevent Fraud

May 24, 2019

Church funds can be particularly vulnerable to fraud and theft. But there are ways to protect your church from both, with deposit management and vendor payment processing.

Insights

How to Grow Your Church’s Fund through Deposit Management

May 20, 2019

There is a way to grow your church’s excess funds without raising extra cash. The solution is deposit management.

Insights

Idle Funds are Costing Religious Organizations Big Money

April 26, 2019

Here’s how unused funds could affect your church and what you can do to maximize your ministry’s financial strength through deposit management.

Insights

What is Fintech?

April 19, 2019

What is fintech? Fintech is short for financial technology and here’s how these technologies are leading the way in next-gen innovation.

Insights

What do rising interest rates mean for your business?

April 16, 2019

Rising interest rates present both challenges and opportunities for businesses of all sizes. Here’s what you need to know to make the most of higher rates.

Insights

Corporate Fraud: How to Identify, Address and Prevent

April 12, 2019

Fraud is a very real problem in today’s corporate environment. We tend to hear about it only when it impacts the end user — when customer accounts are hacked, for example, or valuable personal data is stolen. But internal fraud can be crippling to a business. Some estimates suggest it costs large corporations in the… Read more »

Insights

How to Spot an Internal Thief

April 8, 2019

Internal theft can deal a crushing blow to any business. Here’s how to recognize it, stop it and take steps to prevent it from happening in the future.

Insights

Why don’t banks pay the highest rates?

April 5, 2019

Why don’t banks pay the highest rates? In short, it’s complicated. The good news? There is a way to find competitive rates while keeping your money safe.

Insights

Fintech is Changing How We Make Payments: Here’s How…

March 15, 2019

Financial technology is changing payments as we know them. Here’s how to make your business payments more efficient — and keep your money secure in the process.

Insights

Escrow Accounts for Business Transactions

March 8, 2019

Escrow services for business are beneficial for a range of transactions. Chances are, your business will need escrow at some point, and not all are created equal.

Insights

Unhappy with your bank’s business deposit rates? We have a solution.

March 1, 2019

Thinking about switching banks? Hold that thought. There’s a way to maintain your existing bank relationship while earning more competitive returns. Here’s how.

Insights

How does FDIC insurance work anyway?

February 22, 2019

FDIC insurance is protection you know need to ensure your corporate cash is safe. But, how does it actually work?

Insights

Is my corporate cash safe?

February 15, 2019

Your business has extra cash on hand. Good. That means you’re prepared for whatever might come your way. Now the question is, how do you keep that cash safe?

Insights

The Physics Problem Plaguing the World of Finance

February 13, 2019

Earlier this month, the Wall Street Journal’s “Intelligent Investor” columnist introduced a vexing problem in the world of finance: inertia.

ADM News

ADM named one of Milwaukee’s ‘Best and Brightest Companies to Work for’

February 8, 2019

There are a lot of awards in the world of business, but for us, this one is particularly powerful. ADM wins the award for the 5th straight year.

Insights

Your company is repatriating money. Now what?

Looking to bring your foreign profits home? Here’s how your company can put that repatriated cash to good use.

Insights

How to Put Your Corporation’s Tax Funds to Work

February 1, 2019

Your business has saved diligently for taxes. Here’s how to keep those funds working for you before they head out the door for good?

Podcasts

Five Ways Community Banks Can Increase Deposits

January 26, 2019

In this brief episode we cut through the politically correct language and talk directly to bankers that really want to make serious changes in how they gather deposits.

Insights

Why Companies Shouldn’t Delay Repatriation of Foreign Profits

January 25, 2019

U.S. companies have historically stored billions of dollars abroad to avoid high taxes. But, now is the perfect time to repatriate those funds. Here’s why.

Insights

Five Ways Community Banks Can Find New Depositors

January 18, 2019

ADM provides a simple way for community banks to find new deposits by leveraging technology and a vast network of businesses leaders. In this article, we’ve detailed a total of 5 ways community banks can land more deposits.

Podcasts

Three Tips for Tax Deposits

January 13, 2019

Today we discuss three great tips for public and private entities that earmark funds for taxes.

Podcasts

Smarter Cash #001

January 12, 2019

A discussion on bond proceeds and how to maximize your returns.

Insights

Referendum Funds: How to Maximize and Protect

January 11, 2019

Do you have the manpower necessary to manage your newly acquired referendum funds? In this article we explore the challenges with managing bond proceeds.

Insights

Community Banks Need To Go Digital. Here’s Why.

November 9, 2018

Community banks that don’t go digital will struggle in the new digital economy. Here’s why.

Insights

How Will the GDPR Affect Your Bank?

September 24, 2018

Europe’s new data privacy law, commonly known as the GDPR will have an effect on US banks. Here’s what you need to know.

Insights

Why Community Banks Should Bank Beyond Their Backyard

September 10, 2018

With technological advances, banking is changing and community banks need to look beyond their backyard to protect their business.

Insights

FDIC for Business: A Brief History

September 3, 2018

Your business is making money. It’s your job to protect it. Where can you turn for protected deposits when you have cash on the sidelines? The FDIC is one option. But it’s limited to $250k, right?

Insights

Could Certificates of Deposit be an Asset to Your Company?

August 27, 2018

Certificates of deposit are accounts where you invest your funds for a fixed term. CDs often have higher interest rates, but you are penalized if you take your funds out early. Discover if they’re the right fit for your company.

Insights

3 Important Reasons to Diversify Your Company’s Deposits

August 17, 2018

Companies and municipalities need to diversify their deposits to protect their funds, build relationships, and prevent fraud

Insights

Escrow 101: What Businesses Need to Know

August 13, 2018

If you’ve bought or sold property at any point in your life, you’ve probably heard the term “escrow” thrown around. But, what exactly is “escrow”?

ADM News

Thanks to Our Summer 2018 Interns

August 9, 2018

We as a firm are thankful for our wonderful summer interns. Today’s interns, tomorrow’s leaders.

Insights

What FDIC Insurance Means for Your Savings

August 3, 2018

The FDIC protects corporate deposits against bank solvency. But are you fully covered?

Insights

What You Need To Know About A Rising Rate Environment

May 31, 2018

In a rising interest rate economy, company and municipal depositors need to take action to protect their investments. Here are a few things to think about when planning your deposits in the current interest rate environment.

Insights

Fintech is Changing Banking. Here’s What Banks Need to Know

Disruptive fintech startups are changing the way we bank and shaking up the banking industry. Here are some things that banks need to do to stay competitive.

Insights

What You Need To Know About AI’s Role In The Economy

May 4, 2018

Like it or not, AI is now deeply embedded in the economy. That means really big changes are sweeping how financial institutions handle everything from data to products to investments.

ADM News

The Nuts & Bolts of What We Do

March 20, 2018

CFOs and Chief Investment Officers are faced with finding places to safely manage their cash portfolio and get a great return in that investment. What our firm does is take large deposits and we invest that into a network of FDIC insured banks so that the money is all FDIC insured.