Current CD Rates

Capitalize on the rising rate environment. With ADM’s Marketplace Banking™, gain access to extended FDIC insurance coverage and premium rates from Financial Institutions across the country. Below is a snapshot of the current CD rates we are seeing.

* List above does not show all rates and terms available. Please contact our client services team to learn about other options.

Let’s discuss how you can take advantage of Marketplace Banking and navigate rising rates.

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1Actual ADM network bank rates as of 11/4/2022. Clients’ ability to obtain highest rates may be subject to restrictions and limitations. Rates and availability subject to change. Maximum deposit of $245,000 per placement. Exclusions may apply. Gross rates do not reflect CD placement fee.

You may be subject to an early withdrawal penalty assessed by the financial institution. If the financial institution consents to the request for withdrawal, you agree to pay the penalty determined by the financial institution. You also acknowledge that the penalty is separate from any fees charged by ADM in connection with the placement of the CD and the penalty may decrease your principal balance depending on the terms and conditions of the account.

Money market accounts and Certificates of Deposit satisfy the Federal Deposit Insurance Corporation’s (FDIC)’s and National Credit Union Association’s (NCUA) requirements for agency pass-through deposit insurance coverage. Program and custodial banks are not affiliated with ADM and are not responsible for, and do not guarantee the products, services or performance of third-party providers. ADM is not a member of the FDIC or NCUA, but the banks and credit unions where your money is deposited are FDIC and NCUA members.